Proudly Featured in the Media
Ryan “The Annuity Expert” Cicchelli is continuously featured on the news and in other media outlets for his knowledge and expertise in the insurance and financial planning industry.
WHY IS POST RETIREMENT PLANNING MORE COMPLEX THAN YOU EXPECTED?
“Post retirement planning can be more complex than pre-retirement planning because the entire structure of peoples’ finances changes dramatically, almost overnight. They have transitioned from the accumulation phase of their lives into the preservation phase, and that can be an eye opener”
HOW TO EVALUATE AN EARLY RETIREMENT OFFER
“Consider how an early retirement could effect your retirement finances. Good planning is done early and often, and having retirement thrusted upon you sooner than expected can definitely throw some wrenches into your plans.”
HOW CAN 401K PLAN SPONSORS BEST PREPARE EMPLOYEES FOR POST-RETIREMENT COMPLEXITY
“Sponsors can ask when people plan to retire, how much they will need to maintain their lifestyle, and the challenges they face.”
EVERYTHING YOU NEED TO KNOW ABOUT PHASED RETIREMENT
“People have been underestimating their retirement needs for years. Phased retirement options likely include some form of early access to retirement benefits that may dwindle a retiree’s overall pool of retirement benefits.”
HOW 401K PLAN SPONSOR FIDUCIARY LIABILITY CHANGES WHEN RETAINING RETIREE ASSETS
“Sponsors need to be aware that the strategies they recommend for people at age 40 should be vastly different from the strategies they recommend for someone entering the preservation stage of life. Again, the only contributor to these accounts is the market.”